Invest in Real Estate and Diversify Your Portfolio

CityVest invests in highly selective real estate private equity investment funds.

Get Started View Investments

Question IDs
Object Type Map

Visibility Map
Active Map
Validator Map
Children Map

Parent Map

Question Options Map

Question Options

Question Option Activate Map

First Name
Last Name
Main Phone

Home Ownership

What is Home Ownership?

Home ownership is the primary residence of an individual who possesses or obtains the title of a home. Potential homeowners consider buying a home at some point in their lives for two main reasons:

  • To establish a permanent residence.
  • To establish equity.

Home ownership real estate is typically available in residential areas consisting of houses, condominiums, and townhomes in both rural and urban neighborhoods. Many people gain first-hand experience in financial investing through home ownership. Through this process they learn how to build equity, tap into it through different transactions and save capital from no longer renting. Home ownership is a great first step into real estate investing because it serves personal interest and creates a strong foundation.

Home Ownership Example

Homes for sale are listed through real estate companies all over the web, in newspapers, magazines and in storefronts. A quick search of “homes for sale” with the desired zip code, will demonstrate just how easy it is to get started with this process.

A typical homeownership listing will include three main sections:

  • An Overview
  • Property Details
  • Property History

The overview section will include the home’s price, number of bedrooms, number of bathrooms, square footage, and price per square foot. This is also where pictures of the home will be displayed along with facts regarding the location and date the structure was built. The property detail section will cover interior features such as room dimensions, full and half bathroom details, information on parking, heating/cooling, the lot, utilities, the neighborhood, and the listing itself (i.e. number of days the home has been on the market). The property history section will include information about when the property was listed, property taxes, price changes (if any), delisting information (if any), sold date, and sold price.

10 Steps of a Home Ownership Transaction

It is important to note that the real estate laws and restrictions where you live or intend to live can impact the progress of a home ownership transaction. Thus, the sooner you become familiar with the state and local laws where you intend to purchase a home, the better.


Your credit report history is like a financial report card. It is an assessment of your ability to consistently pay bills and/or pay back loans on time. Ultimately it indicates to a lender or bank how likely or unlikely you are to make good on the repayment of mortgage loan. A lender or bank can deny or approve mortgage loans, they can also assign high or low interest rates based on an applicant's credit history. So, be sure to conduct a thorough review of your credit report history.


The mortgage loan process is lengthy, an requires extensive due diligence on both the buyer’s and lender’s behalf. If you are unfamiliar with the process, or if some time has passed since your last home buying experience, it never hurts to familiarize yourself with the different stages of purchasing a home. For the most part, all mortgage loans are carried out the same way, but keep in mind that certain lenders will have their own spin on the process. It never hurts to shop around and learn more.


A pre-qualified or pre-approval letter from a lender or bank is an essential step in the home ownership process if you intend on receiving a mortgage loan. While there is a major difference between a pre-qualification letter and a pre-approval letter, obtaining either before shopping for a home signifies you as a serious prospect to lender and seller. A prequalification letter indicates that you have applied for a loan, your credit report has been checked, and the supporting documentation submitted has qualified you for the purchase a home at a predetermined price. A pre-approval letter indicates that you have completed a loan application, your credit report has been pulled, and employment and tax information has been verified. After thorough review of these items, you may be preapproved to purchase a home at a predetermined price.


Learning as much as you can about potential locations, price variances, and different home construction is crucial for determining your needs in a home ownership purchase. Knowing the market and being able to determine quality will position you for a good investment before you even start looking for homes.


Real estate agents help facilitate home buying and selling transactions. It is their job to represent and assist you in negotiations as best they can. It is important to understand what their responsibilities are, and to hold them accountable throughout the home buying process. If you don’t feel that an agent has your best interest in mind or does not completely grasp your needs for a home, trust your gut and find a new agent that you feel confident working with.


This is where you conduct all of your on-site analysis of the property. Once you receive a listing sheet from a real estate company or agent, it is your responsibility to study it. Compare as many listings as possible, and when on-site, observe all the factors ranging from the neighborhood, to the fine details of the block and actual property. Take as many notes as possible, and ask questions. This is the time to do it.


If you find a home that is in your price range, includes all the necessities you determined in Step 4, and meets your expectations from a neighborhood standard, you may be ready to make an offer. But before you do try to extend your research a step further by trying to answer the following questions:

  • Why is the seller selling?
  • What is the market like? Is it hot, cold, or neutral? Buyer’s or seller’s market?
  • How much did the seller pay for the home?
  • What are recent comparable sales in the area?
  • What is the price per square foot?
  • What is the home’s history?

Determining the answers to these questions can pin point any last-minute red flags, and help you form a strategy before you enter price negotiations once an offer is made. Keep in mind that depending on where you decide to make an offer, real estate laws will dictate how and when an offer can be made from a potential homebuyer.


Home inspections are a crucial part of the home buying process. You want to make sure you aren’t buying a home that within the next couple years has issues with the piping, electric, roofing, foundation, etc.


As your closing date nears, follow it closely. Last minute issues can occur at any time in this process. If you monitor the process of your real estate transaction daily, you position yourself to handle any unforeseen issues as they come up to keep your purchase on track.

Step 10: CLOSING

The closing is where ownership of the property is transferred to you. Many documents will be signed by the buyer, seller, title company, and each side’s attorney. It is important to keep all the records from your closing date filed for safe keeping. If you decide to sell the property you will want to review all the information from the buying process to prepare you for the selling process.

In Summary

If you are new to investing and currently rent, home ownership is a great real estate investment to consider. Remember to be meticulous in your review of all information available to you, and follow the steps provided above as closely as you can. A good home ownership purchase can put you in an excellent financial position for the years to come. You’ll never regret working hard to identify a good real estate investment.

Invest With Confidence

We Do the Work to Provide You the Best investment Opportunities

  • A completely new alternative to investing in stocks and bonds.

    Every CityVest investment undergoes a thorough due diligence process by our experienced underwriting team. Of the hundreds of projects reviewed each month, fewer than 1% are approved.

    CityVest can help you:


      You benefit through professional investment structures, which target passive returns for our investors in a range from 10% to 25% - often with a preferred return.


      CityVest pre-screens investments for you through our underwriting and due diligence process. We partner with institutional investment funds and sponsors and we seek a preferred rate of return.


      Since real estate investments typically generate cash flow income, while common stock does not, real estate valuations tend to be less volatile and less sensitive to market risk factors.


      CityVest will handle all of the accounting and administration of your investment, while you can monitor the returns.

We simplify online real estate investing.

Get Started

Copyrights © 2024 All Rights Reserved by CityVest Capital Inc
Privacy / Terms of Service

Please read the important disclosures below. is a website owned by CityVest Platform Services LLC, a subsidiary of CityVest Capital Inc. (together with its affiliates, “CityVest”). CityVest's software and technology web platform is used by real estate sponsors to advertise to interested parties information related to sponsors’ own real estate opportunities. By accessing this website, you agree to be bound by its Privacy Policy and Terms of Service. By accessing this website, you agree to be bound by its Privacy Policy and Terms of Service.

CityVest Platform Services is paid a fixed platform fee by investment management funds. In addition, CityVest Platform Services is paid fees by investment management funds for administrative services including anti-money laundering verification (AML) and accreditation verification. None of these fees are paid by investors to CityVest.

The information on this website does not constitute an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any investment or security described herein. Any such offer or solicitation shall be made only pursuant to the final confidential offering documents of any entity described on this website, which will contain information about each entity’s investment objectives and terms and conditions of an investment and may also describe certain risks and tax information related to an investment therein and which qualifies in its entirety the information set forth herein. The information contained herein does not constitute part of the offering documents of any entity. An investment in any entity included on this website, entails a high degree of risk (including the possible loss of a substantial part, or even the entire amount, of an investment) and no assurance can be given that any entity’s investment objectives will be achieved or that investors will receive a return of their capital. Past returns are not indicative of future performance.

CityVest and its affiliates are not registered as a a broker-dealer, registered investment advisor, or crowdfunding portal. Unless stated otherwise in writing, CityVest and its affiliates do not offer brokerage or investment advisory services to website visitors.

The information contained herein is provided for general informational and educational purposes only and is not a substitute for professional advice.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Any investment information contained herein has been secured from sources we believes are reliable, but we make no representations or warranties as to the completeness, adequacy or accuracy of any information provided. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity.

Although not included or provide here, website visitors should read the confidential offering materials of any privately offered investment product, including all risk and conflict disclosures included therein, before investing. Please read detailed information about the investment manager’s detailed financial and information material that is provided by the issuer. The information contained herein should be treated in a confidential manner and may not be reproduced or used in whole or in part for any other purpose.

Articles or information from third-party media outside of this domain may discuss CityVest or relate to information contained herein, but CityVest does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by CityVest of the linked or reproduced content.

Investing in securities or real estate (the "Investments") poses risks, including but not limited to market risk, credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Investments are only suitable for accredited investors who understand and willing and able to accept the high risks associated with private investments. Nothing on this website should be regarded as investment advice, either on behalf of a particular security or regarding an overall investment strategy, a recommendation, an offer to sell, or a solicitation of or an offer to buy any security. Advice from a securities professional is strongly advised, and we recommend that you consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any real estate investment.

CityVest does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. CityVest is not participating in the pPrivate placement of any securities, which would be made exclusively by the issuer. Private placements of securities are not publicly traded, are only for accredited investors, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by CityVest, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Information presented or posted on is qualified in its entirety by reference to the more complete information contained in the relevant issuer’s investment documents. The information on is not complete, and each prospective investor should carefully read all of the investment documents and any supplements thereto, copies of which are available directly from the relevant issuer. These documents should be reviewed before deciding whether to make an investment. All information, including Issuer Information, presented or posted on should not be used as a primary basis for an investor’s decision to invest. In the event of an inconsistency between any information, including issuer information, presented or posted on on one hand, and the relevant investment documents on the other, investors should rely on the information contained in the investment documents – which is only available from the issuer. The information on is subject to changes at the sole discretion of CityVest.

© 2024 CityVest Platform Services LLC. All rights reserved.